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Two different applications have been considered, automobile claims from Massachusetts and health expenses from the Netherlands. We have fit 11 different distributions to these data. The distributions are conveniently nested within a single four parameter distribution, the generalized beta of the second type. This relationship facilitates analysis and comparisons. In both cases the GB2 provided the best fit and the Burr 3 is the best three parameter model. In the case of automobile claims, the flexibility of the GB2 provides a statistically siE;nificant improvement in fit over all other models. In the case of Dutch health expenses the improvement of the GB2 relative to several alternatives was not statistically significant. * The author appreciates the research assistance of Mark Bean, Young Yong Kim and Steve White. The data used were provided by Richard Derrig of The Massachusetts Automobile Rating and Accident Prevention Bureau and by Bob Van der Laan and The Silver Cross Foundation for the medical insurance claim data. 2~ REFERENCES Arnold, B. C. 1983. Pareto Distributions. Bartonsville: International Cooperative Publishing House. Cummins, J. D. and L. R. Freifelder. 1978. A comparative analysis of alternative maximum probable yearly aggregate loss estimators. Journal of Risk and Insurance 45:27-52. *Cummins, J. D., G. Dionne, and L. Maistre. 1987. Application of the GB2 family of distributions in collective risk theory. University of Pennsylvania: Mimeographed manuscript. Hogg, R. V. and S. A. Klugman. 1983. On the estimation of long tailed skewed distributions with actuarial applications.

Put the wisdom of the ages at your fingertips.   Overflowing with priceless spiritual insights, this rich collection presents key quotes from the saints on topics that are fundamental to Christian faith and experience. Profound and challenging, whimsical and inspiring, these readings will open your eyes, expand your horizons, and challenge your thinking.  What did the great heroes of the Catholic faith have to teach us about God? Christ? The Church? The sacraments? Prayer? Temptation? Virtues and vices? What do they have to say about the family? Friendship? Politics? Aging? The death of a loved one? Gossip? Laughter? Play? Discover the striking parallels and solid agreement in the teachings of saints who lived in many different ages, places, and cultures, yet drew from the same well of ancient Christian wisdom. Explore an array of the best of the saints’ insights, organized in a brief, logical, and easy-to-use format. Includes quotes from hundreds of saints, both those who are best known and those who should be better known as inspiring models of Christian faith and life. Provides an especially useful resource for priests, deacons, and other teachers of the Faith. About the Author Paul Thigpen , Ph.D., is an award-winning journalist and the bestselling author of more than forty-five books, including  A Year With the Saints  (Saint Benedict Press, 2013),  Saints Who Battled Satan  (TAN Books, 2015) and  Manual for Spiritual Warfare  (TAN Books, 2014). His work has been circulated worldwide and translated into thirteen languages. Dictionary of Quotes From The Saints A book of wisdom that anyone will enjoy Inspiring and profound reflection on topics that range from politics to friendships A must-have for any Catholic home or school Pages: 330 Format: Hardcover Measures: 6" x 9"

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